What Hidden Expenses Catch Nairobians by Surprise?

Apart from rent and food, which expenses keep appearing unexpectedly? Think repairs, chama contributions, school costs, medical expenses, fare increases, service charges, and social events. How do you prepare for them?
Apart from rent and food, which expenses keep appearing unexpectedly? Think repairs, chama contributions, school costs, medical expenses, fare increases, service charges, and social events. How do you prepare for them?
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