Credit Portfolio Manager at Absa Bank Limited

Hiring: NairobiCity Newsroom
Status
Offen
• Job Type Full Time
• Qualification BA/BSc/HND
• Experience
• Location Nairobi
• Job Field Finance / Accounting / Audit
• In collaboration with the business counterparts, develop, implement and maintain credit risk strategies
• Ensure the highest standards of credit quality through the sanctioning, sampling and application of best practice to credit proposals, and maintenance of these standards throughout the Credit Teams.
• Review and Implementation of credit policy and processes. Feed into business and credit policy development.
• Ensure adherence to Lending discretions with appropriate delegation to the Retail Credit and Credit Operations Team.
• Exercise personal judgment and discretion in the evaluation and approval/decline of credit proposals.
• Responsibility for personal & team adherence to governance, compliance and lending portfolio controls. Ensuring audit outcomes are satisfactory backed by conformance to policy and procedures including proactive management of agreed responsibilities for Data Integrity.
• Maintain interactive relationship with relevant ARO/Group Risk/Business/Operations/Conformance Teams.
• Challenge pricing and profitability models in order to maximize value. Ultimate sign off at customer level remains with Business.
• Design, implement and maintain generic strategies for appropriate remedial action on poorly performing accounts in the portfolio
• Work in partnership with the Head of Retail and Business Banking Credit to ensure that the credit team proactively anticipates & responds to (and seek to exceed) the expectations of customers. Always looking to add value.
• Develop a strong Risk/CODO/Retail Business partnerships
• Represent Retail Credit Risk in forums where Credit Risk is directly or indirectly impacted.
• Be part of a highly motivated team maintaining excellent relationships within own team and wider business to ensure achievement of business goals.
• Consider the training and development needs of the team and support the development and implementation of solutions.
• Act as a role model and drive proactive application of Absa behaviours throughout the team including establishment of common goals and objectives.
• Ensure effective performance development and succession planning for the team.
• Business Degree in mathematical finance, actuarial science, economics, statistics
• Comprehensive technical credit skills
• General commercial/industry awareness
• Working knowledge of risk management policies, procedures & pricing
• Working knowledge of Group policies and strategies relative to the credit function
• Product knowledge
• Detailed understanding / fit of the vision for Risk
• Working knowledge of local country structure and strategy
• Leadership and performance development of a team
• Managing risk and reward
• Leadership
• People management and coaching
• Communications (written and oral) and presentations
• Effective negotiation and influencing
• Delegation
• Influencing
• Job Type Full Time • Qualification BA/BSc/HND • Experience • Location Nairobi • Job Field Finance / Accounting / Audit • In collaboration with the business counterparts, develop, implement and maintain credit risk strategies • Ensure the highest standards of credit quality through the sanctioning, sampling and application of best practice to credit proposals, and maintenance of these standards throughout the Credit Teams. • Review and Implementation of credit policy and processes. Feed into business and credit policy development. • Ensure adherence to Lending discretions with appropriate delegation to the Retail Credit and Credit Operations Team. • Exercise personal judgment and discretion in the evaluation and approval/decline of credit proposals. • Responsibility for personal & team adherence to governance, compliance and lending portfolio controls. Ensuring audit outcomes are satisfactory backed by conformance to policy and procedures including proactive management of agreed responsibilities for Data Integrity. • Maintain interactive relationship with relevant ARO/Group Risk/Business/Operations/Conformance Teams. • Challenge pricing and profitability models in order to maximize value. Ultimate sign off at customer level remains with Business. • Design, implement and maintain generic strategies for appropriate remedial action on poorly performing accounts in the portfolio • Work in partnership with the Head of Retail and Business Banking Credit to ensure that the credit team proactively anticipates & responds to (and seek to exceed) the expectations of customers. Always looking to add value. • Develop a strong Risk/CODO/Retail Business partnerships • Represent Retail Credit Risk in forums where Credit Risk is directly or indirectly impacted. • Be part of a highly motivated team maintaining excellent relationships within own team and wider business to ensure achievement of business goals. • Consider the training and development needs of the team and support the development and implementation of solutions. • Act as a role model and drive proactive application of Absa behaviours throughout the team including establishment of common goals and objectives. • Ensure effective performance development and succession planning for the team. • Business Degree in mathematical finance, actuarial science, economics, statistics • Comprehensive technical credit skills • General commercial/industry awareness • Working knowledge of risk management policies, procedures & pricing • Working knowledge of Group policies and strategies relative to the credit function • Product knowledge • Detailed understanding / fit of the vision for Risk • Working knowledge of local country structure and strategy • Leadership and performance development of a team • Managing risk and reward • Leadership • People management and coaching • Communications (written and oral) and presentations • Effective negotiation and influencing • Delegation • Influencing

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